.png)
.png)
Our Medicare Plans
We help you navigate the complex world of Medicare to find the best coverage for your needs
Medicare Advantage
All-in-one plans that include Part A, Part B, and often prescription drug coverage. Many include extra benefits like dental, vision, and hearing.
Learn MoreMedicare Supplement
Also known as Medigap, these plans help cover costs that Original Medicare doesn't pay, like copayments, coinsurance, and deductibles.
Learn MorePrescription Drug Plans
Medicare Part D plans help cover the cost of prescription medications. We'll help you find the plan with the best coverage for your medications.
Learn MoreAbout Us
Helping our community make sense of Medicare
Our Help Is Always Free
You'll never pay a dime for our guidance—insurance carriers cover our costs, so you can focus on what matters most: your health and your peace of mind.
We're Here for You
- New to Medicare and unsure where to start
- Already on Medicare but want to explore better options
No matter where you are in your Medicare journey, we'll help you understand your choices and feel confident in your decisions.
We Care About You
Your well-being and peace of mind are our top priorities
At Medicare Extra Care, we understand that choosing the right Medicare plan is more than just a financial decision—it's about securing your health and future. That's why we take the time to truly listen to your needs and concerns.
Our dedicated team is committed to providing personalized service that goes beyond simply selling insurance. We believe in building lasting relationships based on trust, transparency, and genuine care for every client we serve.
When you work with us, you're not just getting expert Medicare guidance—you're gaining a partner who will be there for you year after year, ensuring you always have the coverage that best fits your changing needs.
Experience Our CareOur 5-Step Approach
A simple, clear path to finding your perfect Medicare plan
Individual Assessment
Know if Medicare is right for you right now. Turning 65 doesn't always mean you should enroll immediately. We'll walk you through the factors that matter so you can make the right decision and avoid costly mistakes.
Medicare Overview
Understand the parts, process, and costs. We'll explain Medicare in clear, simple terms so you know how to enroll, what's included, and what to expect in costs.
Coverage Options
Find the coverage that fits your needs. We'll guide you through the differences between Original Medicare and Medicare Advantage so you can make an informed, confident choice.
Free Quote
Compare top-rated carriers at no cost. We work with multiple A-rated insurance companies to find you the best price and coverage options.
Enrollment
We handle the paperwork, you enjoy peace of mind. Once you choose your plan, we'll take care of the enrollment—completely free to you.
Ongoing Support for Our Clients
As your advisor, we work year after year to ensure you're not overpaying for your Medicare coverage—whether you have Original Medicare or a Medicare Advantage plan.
We also keep you informed about important changes and updates to Medicare so you can stay ahead of the curve. Whether you have general Medicare questions or need help understanding your benefits or a claim, we're here to provide clear answers and reliable support.
Important Medicare Facts
Everything you need to know about Medicare enrollment and coverage
Initial Enrollment Period (IEP)
- Your first chance to enroll in Medicare begins 3 months before your 65th birthday, includes your birthday month, and ends 3 months after.
- Enrolling on time helps you avoid late enrollment penalties.
If You're Still Working at 65
- You may be able to delay Medicare without penalty if you have credible health coverage through an employer.
- It's important to confirm your employer coverage meets Medicare's requirements before delaying enrollment.
Special Enrollment Periods (SEPs)
- You may qualify for a Special Enrollment Period if you lose employer coverage, move to a new service area, or experience certain life events.
- SEPs allow you to enroll or change plans outside the standard enrollment windows.
Annual Enrollment Period (AEP)
- Runs October 15 to December 7 each year.
- You can review, switch, or update your Medicare Advantage or Part D prescription drug plan for the upcoming year.
Medicare Advantage Open Enrollment Period (OEP)
- Runs January 1 to March 31.
- Allows individuals already in a Medicare Advantage plan to switch to another Advantage plan or go back to Original Medicare (with or without drug coverage).
Medicare Advantage (Part C) – Key Facts
- Offered by private insurance companies approved by Medicare.
- Combines Part A (hospital) and Part B (medical) coverage in one plan.
- Most plans include Part D prescription drug coverage.
- Often include extra benefits such as dental, vision, hearing, gym memberships, and over-the-counter allowances.
- Usually has lower or $0 monthly premiums, but you pay copays or coinsurance when you get care.
- You must use doctors and hospitals in the plan's network (except for emergencies).
- Referrals may be required for specialists.
- Has an annual out-of-pocket maximum (up to $9,350 in 2025; many plans are lower).
- Coverage outside the U.S. is rare.
Medicare Supplement (Medigap) – Key Facts
- Offered by private insurance companies to work with Original Medicare.
- Helps pay out-of-pocket costs like deductibles, copays, and coinsurance.
- Does not include Part D prescription drug coverage — must be purchased separately.
- Premiums are typically higher (around $150/month for many clients) but care costs are often minimal.
- No provider network — you can see any doctor or hospital in the U.S. that accepts Medicare.
- Referrals are never required.
- Some plans include limited foreign travel emergency coverage.
- No annual out-of-pocket maximum, but most costs are covered with a good plan.
Get Your Free Consultation
Contact us today for personalized Medicare plan recommendations